I recently had to purchase an iPhone for someone living in Canada who does not have a credit card. They had an iPhone 4s. It was hard to figure out how to do this, but easy when you know the trick.
The key is that Apple’s standard ordering procedure allows an iPhone to be picked up from a store by a 3rd party. They appear with government ID and the order number and Apple does the phone setup for them.
- Go to Rogers Wireless to get a new format SIM card put in 4s. This SIM can be physically split to produce an iPhone 6s sized SIM. (For annoying reasons having to do with account access I had to active the new SIM for her remotely.)
- I ordered the phone from the US using the Canadian Apple store and my American AMEX card with my US billing address.
- In ordering I specified the name, email address and phone number of the person picking up the phone. Don’t make any mistakes here. The email address and number you provide here will get pickup information.
- At the Apple store the recipient does an iCloud backup from the 4s. Then the store does the SIM swap and activates the new phone. Then recipient does an iCloud restore.