Managing the incredibly annoying Apple Wallet notifications on Sequoia

I loathe Apple's notifications center on macOS. The notifications constantly get in the way of my work, and the most unstoppable ones are related to Daily Cash and Apple Wallet transactions.

The UI to manage these are obscure.  I'll update this post as a I learn more. (I wouldn't mind macOS Notifications if I could see them only when I clicked on something, the current overlay behavior is infuriating.)

1. On macOS Sequoia: 
• go to Notifications:Wallet and turn off "allow Notifications"
• Notifications:Notification Center: turn off "Allow notifications from iPhone" (I turned everything off)
2. On iOS (iPhone)
• For each card in Wallet tap on ellipsis and turn off Notifications
• Notifications:Notification Center: Change Display to "Count" (I made the all the Notification options as restricted as possible).
• Notifications:Wallet: turn off "Show on Mac".

I'm hoping the above will finally kill Notification Center pop-up notifications on macOS (a typically incompetent Apple UI fail) and the endless Cash/Wallet notifications. Once I get this under control (if that's possible) I will carefully liberalize some of the restrictions starting on the iPhone.

Apple is such a fail whale now.