macosxhints.com - Run Photoshop Elements 6 under a non-admin account:There's allegedly a fairly simple workaround for this problem, but that only lowers my opinion of Adobe.
... Version 6.0 of Adobe's Photoshop Elements still has problems when running under non-admin accounts. On my computer, none of the effects or layer styles would appear in the Effects palette. It appears that PSE6 needs to write to a file called MediaDatabase.db3 in order to load the effects...
Running as an administrator is like having an alligator filled moat around your castle -- and then draining it and eating the alligators. Nobody should run as Admin in 2008.
Adobe is not your friend. Heck, Adobe is working for the bad guys. Adobe is your enemy.
Don't buy Adobe products.