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When I download my US Bank information into Quicken 2002 it creates split transactions for every item based on an old memorized paycheck transaction. No matter how many times I mess around with memorized transactions, I can't make QKN 2002 stop doing this.
I've used Quicken since version 2.0 for DOS. Over the past 15 years or so it's, in general, become more complex and less reliable. (Exception: For about 4-5 years in the middle of that interval Quicken routinely corrupted data files. That got fixed.)
It's just a crummy piece of software junk now.
I'm back to spreadsheets.